California Intermodal Trucking Insurance

    UIIA-Compliant Intermodal Coverage for California Drayage Carriers

    California is the nation's largest intermodal trucking market, anchored by the Port of Los Angeles and Port of Long Beach — together the largest container port complex in the Western Hemisphere. California carriers also serve Port of Oakland, major Inland Empire rail ramps (BNSF, UP), and the San Joaquin Valley. CARB emissions regulations, UIIA requirements, and high-volume port operations create unique insurance challenges that require specialty market access.

    Same-day COI filings available. Coverage subject to underwriting.

    Some of the insurance markets we work with

    Berkshire Hathaway Homestate Companies
    National Indemnity Company
    GEICO
    Lloyd's of London
    Everspan Group
    Berkley Small Business Solutions
    Northland Insurance
    Canal Insurance
    Applied Underwriters
    Crum & Forster
    IAT Insurance Group
    Carolina Casualty

    Carrier availability varies by state, operation type, fleet size, and underwriting requirements.

    UIIA-Registered Agency
    Same-Day COI Filings
    E&S Market Access
    IANA Filing Approved

    Key Facts

    • California ports (POLA, POLB, Oakland) handle 40%+ of all U.S. container imports
    • Inland Empire (San Bernardino / Riverside counties) is the nation's largest inland warehouse market
    • CARB (California Air Resources Board) requires CARB-compliant trucks for drayage at CA ports — insurers need to know your fleet's CARB status
    • BNSF and UP operate major rail ramps at Hobart, LATC, Commerce, ICTF, and San Bernardino
    • California-specific filings: CA Form E, MCP-65, and CARB NOx compliance documentation

    Key Facilities

    • Port of Los Angeles (POLA) — multiple terminals
    • Port of Long Beach (POLB) — LBCT, TTI, ITS
    • Port of Oakland — OICT, SSA Marine
    • BNSF Hobart Yard & San Bernardino (Inland Empire)
    • UP LATC, UP Commerce, UP ICTF
    • French Camp / Stockton rail facilities (Central Valley)

    Coverage Required

    Carriers operating in this market need these key coverages to meet UIIA, port, and broker requirements.

    Auto Liability

    Primary commercial auto liability for trucks operating at ports, rail terminals, and freight corridors. Minimum $1M CSL required by UIIA.

    Motor Truck Cargo

    Covers freight in containers while in your care between terminals, ramps, and warehouse delivery points.

    Trailer Interchange / Chassis

    Physical damage on non-owned chassis and trailers pulled under interchange agreements with equipment providers.

    General Liability

    Protects against certain premises and operations liability at terminals, yards, and business locations.

    Physical Damage

    Collision and comprehensive coverage for tractors and owned trailers in port, rail yard, and highway environments.

    Excess / Umbrella Liability

    Higher limits above primary policies when ports, railroads, or contracts require $2M, $3M, or $5M coverage.

    Coverage Requirements for This Market

    • Auto Liability — $1,000,000 CSL minimum + CA Form E / MCP-65 filings
    • Motor Truck Cargo — $100,000 – $250,000+ per load
    • Trailer Interchange / Chassis Coverage
    • General Liability — $1M/$2M (UIIA requirement)
    • Physical Damage — CARB-compliant fleet documentation required
    • Excess Liability for port and rail contracts requiring $2M–$5M

    Fast Filings & Certificates

    TruxSurance helps intermodal and drayage carriers secure proof of insurance quickly for railroads, ports, brokers, shippers, and equipment providers. Same-day certificate issuance and filing support may be available once underwriting is complete and coverage is bound.

    • Certificates of Insurance filed with IANA same business day
    • Additional insured endorsements for equipment providers
    • Waiver of subrogation where available
    • Loss payee / lienholder requests
    • Trailer interchange and cargo proof
    • Auto liability filings — MCS-90, state forms

    Authorized Intermodal Trucking Insurance Agency

    TruxSurance is a licensed trucking insurance agency helping intermodal carriers, drayage companies, port truckers, container haulers, owner-operators, new ventures, and fleets compare available transportation insurance options through E&S and specialty markets.

    • UIIA-registered agency — IANA approved
    • Same-day COI filings after binding
    • E&S markets for hard-to-place risks

    Frequently Asked Questions

    Get an Intermodal Insurance Quote

    Same-day UIIA filings. Coverage subject to underwriting and carrier approval.

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