Insurance Glossary
Understanding truck insurance terminology
Motor Truck Cargo Insurance
Coverage for the freight or commodity being hauled by a for-hire trucker.
Primary Liability
Insurance that covers bodily injury and property damage to third parties.
Physical Damage
Coverage for damage to your own truck and trailer.
Non-Trucking Liability
Coverage when the truck is being used for personal purposes, not under dispatch.
Bobtail Insurance
Coverage for a tractor operating without a trailer attached.
Trailer Interchange
Coverage for trailers that you don't own but are temporarily responsible for.