Houston Port Trucking Insurance

    UIIA-Compliant Coverage for Port of Houston Drayage

    The Port of Houston is the largest container port on the US Gulf Coast — 4+ million TEUs annually across Bayport and Barbours Cut terminals. Truxsurance writes Houston port drayage with direct UIIA filing capability for both terminals and same-day binding through E&S markets that understand Gulf Coast exposure.

    Same-day indications available.

    Some of the insurance markets we work with

    Berkshire Hathaway Homestate Companies
    National Indemnity Company
    GEICO
    Lloyd's of London
    Everspan Group
    Berkley Small Business Solutions
    Northland Insurance
    Canal Insurance
    Applied Underwriters
    Crum & Forster
    IAT Insurance Group
    Carolina Casualty

    Carrier availability varies by state, operation type, fleet size, and underwriting requirements.

    Who This Program Is For

    UIIA-registered drayage carriers at Bayport and Barbours Cut
    Owner-operators leased on to Houston drayage fleets
    Independent IMCs running their own MC authority into the Port of Houston
    Carriers running both Houston port and Houston intermodal rail
    Petrochemical and energy-sector container drayage

    Houston-Specific Underwriting Challenges

    This is what underwriters actually look at:

    • Hurricane and tropical storm exposure
    • Houston traffic congestion drives accident frequency
    • Petrochemical container exposure (hazmat-adjacent)
    • Chassis interchange on every container move
    • TxDOT registration and federal MCS-150 compliance

    Most retail agents stop here. We do not.

    How We Place Houston Port Drayage Coverage

    We do not just submit applications — we structure them for the way underwriters actually decide.

    1
    Direct E&S market submission for Houston port exposure
    2
    UIIA Certificate filed with IANA for Bayport and Barbours Cut
    3
    Hurricane-aware physical damage on parked equipment
    4
    Hazmat endorsements where applicable for petrochemical containers

    Real Placement Example

    9-truck drayage fleet — Pasadena, TX

    Exposure

    • 100% port drayage from Barbours Cut and Bayport
    • Mix of standard and petrochemical containers
    • 1 prior wind/hail PD claim during storm season

    Result

    • $1M Auto Liability + $1M Cargo + $250k Trailer Interchange
    • Hazmat endorsement for petrochemical container moves
    • Physical Damage with named-storm deductible

    Bound through E&S in 5 business days. UIIA Certificate filed with IANA same day.

    What Houston Port Drayage Insurance Costs

    Real numbers — not guesses.

    Houston owner-operator drayage$10,500 – $18,000 / year
    Small Houston drayage fleet (2–5 units)$26,000 – $95,000 / year
    Mid-size Houston drayage (6–20 units)$95,000 – $325,000 / year
    Petrochemical container drayageCustom — hazmat endorsements apply

    What Drives Pricing

    • Specific Port of Houston terminals served
    • Hurricane zone for parked equipment
    • Hazmat / petrochemical container exposure
    • Driver MVRs and CDL experience (hazmat endorsement)
    • Loss history

    Houston Port Coverages We Place

    Commercial Auto Liability ($1M – $5M)
    Motor Truck Cargo (UIIA-compliant)
    Trailer Interchange — physical damage + contingent liability
    General Liability (UIIA wording)
    Physical Damage with named-storm coverage
    Hazmat endorsements for petrochemical containers
    Workers Compensation

    Port of Houston Terminals We File UIIA For

    Both major Port of Houston container terminals participate in the IANA's UIIA program. We file the Certificate same business day.

    • Bayport Container Terminal (BCT)
    • Barbours Cut Container Terminal (BCC)
    • Houston intermodal rail ramps (UP Englewood, BNSF, KCS)
    • Additional COIs at no charge for new shippers and ramps

    Why Truxsurance

    Houston port drayage is a regular submission class
    Direct E&S markets writing Gulf Coast exposure year-round
    Same-day UIIA filings

    Frequently Asked Questions

    Get a Houston Port Drayage Insurance Quote

    UIIA + hurricane-aware coverage, same-day binding.

    Same-day indications available.

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