Houston Port Trucking Insurance
UIIA-Compliant Coverage for Port of Houston Drayage
The Port of Houston is the largest container port on the US Gulf Coast — 4+ million TEUs annually across Bayport and Barbours Cut terminals. Truxsurance writes Houston port drayage with direct UIIA filing capability for both terminals and same-day binding through E&S markets that understand Gulf Coast exposure.
Same-day indications available.
Some of the insurance markets we work with








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Carrier availability varies by state, operation type, fleet size, and underwriting requirements.
Who This Program Is For
Houston-Specific Underwriting Challenges
This is what underwriters actually look at:
- Hurricane and tropical storm exposure
- Houston traffic congestion drives accident frequency
- Petrochemical container exposure (hazmat-adjacent)
- Chassis interchange on every container move
- TxDOT registration and federal MCS-150 compliance
Most retail agents stop here. We do not.
How We Place Houston Port Drayage Coverage
We do not just submit applications — we structure them for the way underwriters actually decide.
Real Placement Example
9-truck drayage fleet — Pasadena, TX
Exposure
- 100% port drayage from Barbours Cut and Bayport
- Mix of standard and petrochemical containers
- 1 prior wind/hail PD claim during storm season
Result
- $1M Auto Liability + $1M Cargo + $250k Trailer Interchange
- Hazmat endorsement for petrochemical container moves
- Physical Damage with named-storm deductible
Bound through E&S in 5 business days. UIIA Certificate filed with IANA same day.
What Houston Port Drayage Insurance Costs
Real numbers — not guesses.
| Houston owner-operator drayage | $10,500 – $18,000 / year |
| Small Houston drayage fleet (2–5 units) | $26,000 – $95,000 / year |
| Mid-size Houston drayage (6–20 units) | $95,000 – $325,000 / year |
| Petrochemical container drayage | Custom — hazmat endorsements apply |
What Drives Pricing
- Specific Port of Houston terminals served
- Hurricane zone for parked equipment
- Hazmat / petrochemical container exposure
- Driver MVRs and CDL experience (hazmat endorsement)
- Loss history
Houston Port Coverages We Place
Port of Houston Terminals We File UIIA For
Both major Port of Houston container terminals participate in the IANA's UIIA program. We file the Certificate same business day.
- Bayport Container Terminal (BCT)
- Barbours Cut Container Terminal (BCC)
- Houston intermodal rail ramps (UP Englewood, BNSF, KCS)
- Additional COIs at no charge for new shippers and ramps