Intermodal Insurance
UIIA-Compliant Coverage for Container & Chassis Carriers
Intermodal trucking is one of the hardest classes in the commercial auto market — and the one most retail agents get wrong. Truxsurance writes intermodal exclusively through E&S markets that understand container exposure, files UIIA-compliant Certificates of Insurance with the IANA on your behalf, and structures the policy so claims actually pay.
Same-day indications available.
Some of the insurance markets we work with
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Carrier availability varies by state, operation type, fleet size, and underwriting requirements.
Who This Program Is For
Why Standard Carriers Decline Intermodal
This is what underwriters actually look at:
- Container claims have higher severity than dry van or flatbed
- Chassis interchange creates an additional liability exposure
- Port drayage routes through dense urban traffic increase frequency
- Most standard markets have minimum experience requirements that owner-operators cannot meet
- UIIA filing requirements scare off non-specialty agents
Most retail agents stop here. We do not.
How We Place Intermodal Risks
We do not just submit applications — we structure them for the way underwriters actually decide.
Real Placement Example
5-truck IMC — Port of Long Beach
Exposure
- 100% port drayage from POLB and POLA
- 1 chassis interchange claim in prior 36 months
- Mixed driver roster (3–15 years CDL experience)
Result
- $1,000,000 Auto Liability + $1,000,000 Motor Truck Cargo
- Trailer Interchange on non-owned chassis — limits vary by EP ($20,000–$50,000+)
- UIIA Certificate of Insurance filed with IANA same business day
Quoted by 3 standard markets, declined by all 3. Bound through E&S at a competitive premium with monthly payment terms.
What Intermodal Insurance Costs
Real numbers — not guesses.
| Single-truck owner-operator (intermodal) | $10,000 – $18,000 / year |
| Small IMC fleet (2–5 units) | $25,000 – $90,000 / year |
| Mid-size IMC (6–15 units) | $90,000 – $250,000 / year |
| Large drayage operation (16+ units) | Custom — call for indication |
What Drives Pricing
- Loss frequency on chassis interchange and container damage
- Number of port and rail ramps you regularly enter
- Driver MVRs and CDL experience
- Average commodity value moved per container
- UIIA history and chassis pool memberships
Intermodal Coverages We Place
UIIA Filing & IANA Compliance
The Uniform Intermodal Interchange and Facilities Access Agreement (UIIA) is administered by the IANA. To pull at any participating port, rail ramp, or steamship terminal, your insurance Certificate must be on file with the IANA and meet published minimums.
- Same-day UIIA Certificate of Insurance filed directly with the IANA
- Endorsements added to satisfy individual EP requirements
- Additional COIs at no charge for new ramps, terminals, or shippers
- Renewal certificates filed automatically — you never miss a deadline
Los Angeles / Southern California office
Local support for LA, Long Beach & the Inland Empire
Truxsurance714 W. Olympic Blvd., Suite 906
Los Angeles, CA 900151-888-254-0089
Our Los Angeles team supports trucking and drayage operations across the Port of Los Angeles, Port of Long Beach, the I-710 freight corridor, Commerce and Vernon, and Inland Empire warehouse markets in Ontario, Fontana, Riverside, and San Bernardino.
We help California motor carriers address CA DMV filing requirements, CARB fleet considerations, UIIA certificates, trailer interchange, cargo, physical damage, and liability limits for port-to-warehouse and multi-state freight.