Long-Haul & Regional
Coverage built around your operating radius, commodities, equipment, driver experience, filings, and contractual requirements.
Commercial Truck Insurance Quote
Commercial Truck
Insurance Built
Around Your Operation
Share your operation details to request a commercial truck insurance quote. A transportation specialist reviews your information and helps identify the next step.
Same-Day Quotes
A-Rated Carriers
25+ Years Experience
Availability Confirmed by State
We Insure:
Long HaulRegionalLocalIntermodalFlatbedReeferTankerHazmat
Some of the insurance markets we work with
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Carrier availability varies by state, operation type, fleet size, and underwriting requirements.
Exclusive Carrier Access
12+ A-Rated Carrier Partners
We partner with the nation's top commercial truck insurance carriers to get you the best rates.
Why Choose Truxsurance?
We specialize in commercial truck insurance for owner-operators and fleets in eligible markets.
Operation-Focused Review
Your requested coverage is reviewed with details such as equipment, drivers, routes, cargo, and required filings.
Fast Turnaround
Get quotes in hours, not days. We know time is money.
Expert Support
Trucking-specialized agents who understand your business.
Built Around Your Operation
Commercial Truck Insurance for More Than One Kind of Trucker
A one-truck local operator should not be submitted the same way as a multi-state fleet, port drayage carrier, reefer operation, or heavy-equipment hauler. Our full quote process captures the underwriting details that distinguish your business.
Owner-Operators
Options for new authorities, experienced owner-operators, leased operators, and drivers moving between motor carriers.
Small & Large Fleets
Fleet submissions organized around complete vehicle and driver schedules, safety history, loss experience, and growth plans.
Intermodal & Drayage
Specialized review for container hauling, ports, rail ramps, chassis exposure, UIIA requirements, and trailer interchange.
Reefer & Specialized Cargo
Protection for refrigerated freight, spoilage exposures, cargo limits, temperature controls, and shipper requirements.
Flatbed & Heavy Equipment
Underwriting support for load securement, radius, equipment values, oversize operations, and specialized commodities.
Coverage Designed for Trucking
Build the Protection Your Contracts and Authority Require
Your submission can include primary auto liability, physical damage, motor truck cargo, general liability, trailer interchange, non-trucking liability, workers compensation, occupational accident, and excess liability. Limits and endorsements are matched to the actual operation and the requirements you provide.
Primary Auto Liability
Motor Truck Cargo
Physical Damage
General Liability
Trailer Interchange
Non-Trucking Liability
Workers Compensation
Excess Liability
What to Have Ready
Providing complete information reduces follow-up and helps prevent underwriting details from being overlooked.
- Named insured, DBA, FEIN, and complete business address
- USDOT and MC numbers, authority status, and years in business
- Operation type, radius, states traveled, and commodities hauled
- Every power unit, trailer, VIN, value, use, and garaging location
- Every driver, date of birth, license details, experience, and history
- Current carrier, renewal date, coverage limits, and prior insurance
- Three to five years of loss runs when available
- Required filings, certificates, contracts, and special endorsements
A Complete Underwriting Submission
Every Important Answer Has a Place
The full form is designed to retain the operational information needed by a transportation specialist—not just a name, phone number, and ZIP code.
Business & Addresses
Named insured, DBA, FEIN, mailing address, garaging address, additional locations, and years in business.
DOT, MC & Operations
Authority, radius, states, commodities, business description, annual mileage, revenue, and filings.
Vehicle Schedule
Every unit's year, make, model, VIN, type, value, GVW, ownership, use, coverage, and garaging.
Driver Schedule
Every driver's identity, license, state, class, experience, hire date, accidents, and violations.
Trailers & Cargo
Trailer schedules, interchange exposure, cargo types, limits, refrigeration, and special equipment.
Coverage & Limits
Requested coverage, limits, deductibles, physical damage values, and contractual requirements.
Insurance History
Current and prior carriers, effective dates, premiums, cancellations, and available loss runs.
Territory & Garaging
Principal garaging, operating radius, terminals, ports, rail ramps, states traveled, and locations.
Owner-Operator & New Venture Quotes
Single-truck operations still require a complete risk picture. Driver experience, authority age, equipment, radius, commodities, garaging, prior insurance, and loss history all affect eligibility and pricing.
- New authority and new venture consideration
- Leased owner-operator and bobtail exposures
- Local, intermediate, and long-haul operations
- Physical damage and cargo options
- Federal and state filing coordination
Fleet Insurance Submissions
Fleet underwriting depends on accurate schedules and consistent counts. The full workflow preserves the vehicles, drivers, trailers, locations, safety information, and requested coverage attached to the submission.
- Structured driver, vehicle, and trailer schedules
- Multiple locations and garaging addresses
- Fleet growth, annual mileage, and revenue
- Driver hiring and safety controls
- Loss analysis and current insurance review
Quote Questions
Commercial Truck Insurance Quote FAQ
What information helps produce the most accurate truck insurance quote?
Complete vehicle and driver schedules, DOT and MC information, garaging addresses, commodities, radius, requested limits, current insurance, and loss runs give underwriters the clearest picture of your operation.
Can TruxSurance quote a new trucking authority?
Yes. New ventures may be eligible depending on driver experience, equipment, commodities, radius, state, filings, and the coverage requested. The quote form captures the details needed to identify appropriate markets.
Do you quote fleets as well as single-truck owner-operators?
Yes. We work with owner-operators, small fleets, and larger scheduled fleets. Fleet submissions should include every active and proposed vehicle, trailer, and driver.
Can you help with FMCSA, state, UIIA, or certificate requirements?
We can coordinate applicable insurance filings and certificates after coverage is bound. Requirements vary by authority, operation, contract, port, rail ramp, and state.
Which trucking coverages can I request?
Common selections include primary auto liability, motor truck cargo, physical damage, general liability, trailer interchange, non-trucking liability, workers compensation, occupational accident, and excess liability.
What happens after I submit the form?
A transportation specialist reviews the information for completeness, confirms any missing underwriting details, identifies appropriate carrier markets, and contacts you about the next step.