BNSF Intermodal Insurance

    UIIA-Compliant Coverage for Drayage Carriers at BNSF Rail Terminals

    BNSF Railway operates one of the most extensive intermodal networks in North America, anchored by BNSF Alliance Texas — the world's largest inland port — and Logistics Park Chicago, the world's largest inland intermodal terminal. Drayage carriers working BNSF terminals must carry UIIA-compliant insurance and maintain a current Certificate of Insurance with the IANA. Truxsurance writes intermodal coverage for carriers at every major BNSF facility.

    Same-day COI filings available. Coverage subject to underwriting.

    Some of the insurance markets we work with

    Berkshire Hathaway Homestate Companies
    National Indemnity Company
    GEICO
    Lloyd's of London
    Everspan Group
    Berkley Small Business Solutions
    Northland Insurance
    Canal Insurance
    Applied Underwriters
    Crum & Forster
    IAT Insurance Group
    Carolina Casualty

    Carrier availability varies by state, operation type, fleet size, and underwriting requirements.

    UIIA-Registered Agency
    Same-Day COI Filings
    E&S Market Access
    IANA Filing Approved

    About This Railroad

    • BNSF operates 32,500+ route miles across 28 western and midwestern states
    • Key intermodal terminals: Alliance Texas (Fort Worth), Logistics Park Chicago (Joliet), Hobart (LA), Pearland (Houston), Seattle, Tacoma, Oakland, San Bernardino, Denver, Kansas City, Memphis, Phoenix
    • BNSF Alliance Texas is the world's largest inland port — 27,000 acres of rail, industrial, and logistics facilities
    • BNSF Logistics Park Chicago (LPCI) in Joliet is the world's largest intermodal terminal by volume
    • Truxsurance files UIIA COIs for BNSF equipment providers the same business day coverage binds

    Intermodal Terminals

    • BNSF Alliance Texas Intermodal (Fort Worth)
    • BNSF Logistics Park Chicago (LPCI — Joliet, IL)
    • BNSF Hobart Yard (Los Angeles, CA)
    • BNSF Pearland Intermodal (Houston, TX)
    • BNSF Seattle Intermodal Facility
    • BNSF Tacoma Intermodal Terminal
    • BNSF Oakland Intermodal Facility
    • BNSF San Bernardino Intermodal (Inland Empire)
    • BNSF Denver Intermodal Terminal
    • BNSF Kansas City Intermodal
    • BNSF Memphis Intermodal Terminal
    • BNSF Phoenix Intermodal

    Coverage Required

    UIIA-compliant insurance is required for all carriers pulling containers from this railroad's intermodal facilities.

    Auto Liability

    Primary commercial auto liability for trucks operating at ports, rail terminals, and freight corridors. Minimum $1M CSL required by UIIA.

    Motor Truck Cargo

    Covers freight in containers while in your care between terminals, ramps, and warehouse delivery points.

    Trailer Interchange / Chassis

    Physical damage on non-owned chassis and trailers pulled under interchange agreements with equipment providers.

    General Liability

    Protects against certain premises and operations liability at terminals, yards, and business locations.

    Physical Damage

    Collision and comprehensive coverage for tractors and owned trailers in port, rail yard, and highway environments.

    Excess / Umbrella Liability

    Higher limits above primary policies when ports, railroads, or contracts require $2M, $3M, or $5M coverage.

    Coverage Requirements for This Market

    • Auto Liability — $1,000,000 CSL minimum (UIIA requirement)
    • General Liability — $1,000,000 / $2,000,000 (UIIA requirement)
    • Motor Truck Cargo — $100,000+ (UIIA requirement)
    • Trailer Interchange — $20,000 – $50,000+ (UIIA requirement)
    • Physical Damage on tractors and owned trailers
    • Excess Liability where BNSF contracts require higher limits

    Fast Filings & Certificates

    TruxSurance helps intermodal and drayage carriers secure proof of insurance quickly for railroads, ports, brokers, shippers, and equipment providers. Same-day certificate issuance and filing support may be available once underwriting is complete and coverage is bound.

    • Certificates of Insurance filed with IANA same business day
    • Additional insured endorsements for equipment providers
    • Waiver of subrogation where available
    • Loss payee / lienholder requests
    • Trailer interchange and cargo proof
    • Auto liability filings — MCS-90, state forms

    Authorized Intermodal Trucking Insurance Agency

    TruxSurance is a licensed trucking insurance agency helping intermodal carriers, drayage companies, port truckers, container haulers, owner-operators, new ventures, and fleets compare available transportation insurance options through E&S and specialty markets.

    • UIIA-registered agency — IANA approved
    • Same-day COI filings after binding
    • E&S markets for hard-to-place risks

    Frequently Asked Questions

    Get an Intermodal Insurance Quote

    Same-day UIIA filings. Coverage subject to underwriting and carrier approval.

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