Illinois Intermodal Trucking Insurance
UIIA-Compliant Intermodal Coverage for Chicago Rail Hub Drayage Carriers
Chicago is the largest inland intermodal hub in North America — and Illinois is home to all five Class I railroads serving the region. BNSF Logistics Park Chicago (Joliet), Union Pacific Global I (Joliet), NS Landers Yard, CSX Bedford Park, and CN Schiller Park collectively serve millions of containers per year. Illinois intermodal carriers serve the Midwest's largest distribution market and connect ocean ports with inland customers across a 1,000-mile radius.
Same-day COI filings available. Coverage subject to underwriting.
Some of the insurance markets we work with
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Carrier availability varies by state, operation type, fleet size, and underwriting requirements.
Key Facts
- Chicago handles more freight ton-miles than any other U.S. city
- Illinois is the only state where all five major Class I railroads have significant intermodal facilities
- BNSF LPCI in Joliet is the world's largest intermodal terminal by volume
- Chicago suburban corridor (Joliet, Bolingbrook, Romeoville) is a major Midwest DC hub
- Illinois winters add weather exposure to rail yard and highway freight operations
Key Facilities
- BNSF Logistics Park Chicago (LPCI — Joliet)
- Union Pacific Global I (Joliet)
- Norfolk Southern Landers Yard (Chicago)
- CSX Bedford Park Intermodal (Chicago)
- CN Schiller Park Intermodal (Chicago)
- Union Pacific Yard Center (Chicago)
- CN Homewood Terminal (Chicago Southland)
Coverage Required
Carriers operating in this market need these key coverages to meet UIIA, port, and broker requirements.
Auto Liability
Primary commercial auto liability for trucks operating at ports, rail terminals, and freight corridors. Minimum $1M CSL required by UIIA.
Motor Truck Cargo
Covers freight in containers while in your care between terminals, ramps, and warehouse delivery points.
Trailer Interchange / Chassis
Physical damage on non-owned chassis and trailers pulled under interchange agreements with equipment providers.
General Liability
Protects against certain premises and operations liability at terminals, yards, and business locations.
Physical Damage
Collision and comprehensive coverage for tractors and owned trailers in port, rail yard, and highway environments.
Excess / Umbrella Liability
Higher limits above primary policies when ports, railroads, or contracts require $2M, $3M, or $5M coverage.
Coverage Requirements for This Market
- Auto Liability — $1,000,000 CSL minimum
- Motor Truck Cargo — $100,000 – $250,000+
- Trailer Interchange / Chassis Coverage
- General Liability — $1M/$2M
- Physical Damage — winter weather and rail yard exposure
- Excess Liability for large rail and 3PL contracts
Fast Filings & Certificates
TruxSurance helps intermodal and drayage carriers secure proof of insurance quickly for railroads, ports, brokers, shippers, and equipment providers. Same-day certificate issuance and filing support may be available once underwriting is complete and coverage is bound.
- Certificates of Insurance filed with IANA same business day
- Additional insured endorsements for equipment providers
- Waiver of subrogation where available
- Loss payee / lienholder requests
- Trailer interchange and cargo proof
- Auto liability filings — MCS-90, state forms
Authorized Intermodal Trucking Insurance Agency
TruxSurance is a licensed trucking insurance agency helping intermodal carriers, drayage companies, port truckers, container haulers, owner-operators, new ventures, and fleets compare available transportation insurance options through E&S and specialty markets.
- UIIA-registered agency — IANA approved
- Same-day COI filings after binding
- E&S markets for hard-to-place risks