Texas Intermodal Trucking Insurance
UIIA-Compliant Intermodal & Port Coverage for Texas Carriers
Texas is one of the nation's most dynamic intermodal markets — combining Gulf Coast port drayage at Houston (Barbours Cut, Bayport), rail drayage at BNSF Alliance Texas (world's largest inland port) and UP Irving, cross-border USMCA freight through Laredo, and energy-sector container movements across the Permian Basin and Gulf Coast. Texas carriers face Gulf Coast hurricane exposure, petrochemical freight complexity, and demanding UIIA requirements.
Same-day COI filings available. Coverage subject to underwriting.
Some of the insurance markets we work with
_1765056255725-f1tgPy3s.jpg){kind=logo}
_1784989921344-DDvNCT27.png)
Carrier availability varies by state, operation type, fleet size, and underwriting requirements.
Key Facts
- Texas has the largest commercial trucking population in the United States
- Port of Houston (Barbours Cut + Bayport) is the nation's 4th-busiest container port
- BNSF Alliance Texas in Fort Worth is the world's largest inland port — 27,000 acres
- Laredo is the largest U.S.-Mexico land port of entry for USMCA commercial freight
- Gulf Coast hurricane exposure requires specialty physical damage coverage
- Energy-sector container drayage (petrochemical, LNG) requires hazmat endorsements
Key Facilities
- Port of Houston — Barbours Cut & Bayport Terminal
- BNSF Alliance Texas Intermodal (Fort Worth)
- UP Irving Intermodal (Dallas-Fort Worth)
- BNSF Pearland Intermodal (Houston)
- UP Englewood Intermodal (Houston)
- Laredo cross-border / UP international bridge
- KCS / CPKC Kendleton (Houston area)
Coverage Required
Carriers operating in this market need these key coverages to meet UIIA, port, and broker requirements.
Auto Liability
Primary commercial auto liability for trucks operating at ports, rail terminals, and freight corridors. Minimum $1M CSL required by UIIA.
Motor Truck Cargo
Covers freight in containers while in your care between terminals, ramps, and warehouse delivery points.
Trailer Interchange / Chassis
Physical damage on non-owned chassis and trailers pulled under interchange agreements with equipment providers.
General Liability
Protects against certain premises and operations liability at terminals, yards, and business locations.
Physical Damage
Collision and comprehensive coverage for tractors and owned trailers in port, rail yard, and highway environments.
Excess / Umbrella Liability
Higher limits above primary policies when ports, railroads, or contracts require $2M, $3M, or $5M coverage.
Coverage Requirements for This Market
- Auto Liability — $1,000,000 CSL minimum
- Motor Truck Cargo — $100,000 – $250,000+
- Trailer Interchange / Chassis Coverage
- General Liability — $1M/$2M
- Physical Damage — hurricane-aware for Gulf Coast equipment
- Hazmat endorsements for petrochemical drayage where applicable
Fast Filings & Certificates
TruxSurance helps intermodal and drayage carriers secure proof of insurance quickly for railroads, ports, brokers, shippers, and equipment providers. Same-day certificate issuance and filing support may be available once underwriting is complete and coverage is bound.
- Certificates of Insurance filed with IANA same business day
- Additional insured endorsements for equipment providers
- Waiver of subrogation where available
- Loss payee / lienholder requests
- Trailer interchange and cargo proof
- Auto liability filings — MCS-90, state forms
Authorized Intermodal Trucking Insurance Agency
TruxSurance is a licensed trucking insurance agency helping intermodal carriers, drayage companies, port truckers, container haulers, owner-operators, new ventures, and fleets compare available transportation insurance options through E&S and specialty markets.
- UIIA-registered agency — IANA approved
- Same-day COI filings after binding
- E&S markets for hard-to-place risks